Disability Income Insurance
We often take our income for granted, even in the most "secure" of jobs. However, nobody's income is guaranteed. You are earning a living, but if you suffered a serious illness or injury that prevented you from working, then your income would stop.
How would you live without income for weeks, months, or even years?
Life doesn't stop at disability. Your basic needs continue - food, clothing, shelter - even after your ability to meet them is cut off.
A long-term disability can be financially devastating, when no money is coming in and expenses for medical care are rising. Your ability to earn an income is a valuable asset that can, and should, be well-protected.
Individual policies are available for people in all type of occupations. Whether you are a teacher, business executive, or medical professional, a disability income policy can be designed to meet your needs and budget.
For Small Business Owners
Small-business owners and their companies may benefit from two types of disability policies.